A credit repair company will provide you a number of services for restoring your credit score. Credit repair includes many things like correcting mortgage, charge off, collections, late payments, identity theft, loan and much more. In this article, some questions that you should ask from the companies that can repair your bad credit
are discussed in detail. Have a look to get useful information.
What kind of Fee Structure has you?
Some companies sign you up on monthly basis just to increase their revenue instead of providing you a quick solution. So it is better to go for a company that is providing you a fixed program instead of hooking you up for a long period of time which is sometimes not affordable for every person. It is a must question that you should ask your credit repair company. There are companies that are offering fixed fee program for a specific period of time. It is better for customers with a limited budget.
Do they Provide Money Back Guarantee in case of Failure?
Most of the aggressive customers speak loudly about the services they provide and the commitment they make to term. However, there are many credit repair companies that will offer you a full money back guarantee. These are the most trustworthy companies. Asking this question is very important because, in this way, you will be able to separate the authentic companies with fake ones.
Do you guarantee that my Credit Score will be improved?
This is the most important question that you have to ask from the sales person of the respective company. You will come to know either he has an optimistic approach or not. It is not ethical to tell a client that the will get a specific score if they are unable to achieve it. It is just a tactic to enroll a customer in a program.
In what Time period do I see improvement in my credit Score?
After having a consultation in general, the credit repair company will give you a definite time period to improve your credit score. Most of the companies provide the result in just one month. However, there are companies that achieve a specific credit score in 6 to 7 months. Never assume that your bad credit report will be turned into a good one overnight. In fact, there is no magic to doing this and the customer has to wait to see the result.
- 03 Apr 2017